Oregon, Idaho, Utah, California, Washington or Montana - people of the West have an adventurous entrepreneurial spirit.  

Our agency is passionate about small business - we are one after all.  Your business is your passion and your livelihood.   One major loss could put you out of business permanently.    Take the time hire a professional who'll do the job right.   Understanding the changing needs of your business insurance takes a professional who cares about getting to know you as the owner/manager, your industry and having the connections in the insurance industry to put the right protection plan together.  

Our comprehensive business insurance plan will include:

Workers compensation insurance
Employment Practices Insurance
General Liability
Business Income Coverage
Commercial Auto Coverage, including non-owned & hired auto coverage
Business Property Coverage - replacement cost
Off Premises Property Coverage
Commercial Umbrella Coverage
Employee Dishonesty
Fire/Tenant Liability
Cyber Liability
Completed Products Liability
Life Insurance
Partnership Agreement Life Insurance and Planning
Key Man Life Insurance

So often we sit down to meet with customers and find massive holes in their insurance coverage.   Incompetent insurance agents who only offer general liability insurance with a touch of property coverage are leaving their clients greatly exposed.  General liability coverage alone will meet your requirement for a landlord, but is not sufficient to protect your business from major losses.   If your business burns down it's great that the landlord is covered, but what about your lost business income?   It could take months to rebuild with no income coming in.   Would your employees be forced to find other work?   What about destroyed property.   If you had customer property that is destroyed is that covered too?   Lost data in computers, burned up records, lost receivables records - these all require special coverage.  

The above coverages are just some of the many we offer in our BOP (business owner package).  Buying your insurance in packaged form can save a lot of money.   We very often provide much better coverage for less money than mono-line, ala carte policies.  

Boise, Idaho is becoming known for small business start-ups and we are just the insurance adviser for these companies.   Reid Coy Agency is one of the founding members of Business In Boise.   This group of CEOs meets monthly to provide support and idea sharing, pooling our knowledge and resources for the betterment of all.   Let us put our resources to work for you.  Call today for discuss your needs 208-424-2934.